4.8 of 5 (83 reviews)
Excellent
Get Support from Real Agents Who Actually Care
FREE
HEALThcare
OPTION
REVIEW
FROM AGENTS
WHo
TRULY
Care ABOUT
YOUR Coverage
NOT
JUST
COMMISSIONs
We've Done This For Hundreds of
People Just Like You
Hardworking Dad Saves $908/mo Without Sacrificing Coverage
$1,400
monthly premium and high out of pocket expenses
From
$492
including dental, vision, lower deductible, and PPO access
To
Terrance, a single father working two demanding jobs, was stuck paying $1,400/month for a high-deductible plan that didn’t even cover routine labs. After reviewing his health profile, we moved him into a private group plan designed for healthy families - slashing his costs while upgrading his coverage.
Switched from overpriced individual plan to a stable private group option
Included dental & vision at no extra cost
Gained nationwide PPO access with a $2,500 deductible and minimal out-of-pocket
"Thanks a lot, Jack, I really appreciate your help with all of this and wish we’d gotten together a lot sooner! "
Terrance A, Maryland
Security Guard + Amazon Delivery Driver
Father-Daughter Duo Saved $872/mo With Coast-to-Coast Coverage
$1,700
COBRA with limited out-of-state emergency-only cover
From
$828
including nationwide PPO and $0–$500 emergency costs
To
Joel, a father relocating to Louisiana, needed temporary coverage for himself and his daughter in Texas. COBRA was too expensive and too restrictive. We placed them in a flexible private plan with nationwide coverage, no contracts, and better protection at less than half the price.
Switched from overpriced individual plan to a stable private group option
Gained full nationwide PPO coverage across multiple states
No long-term contracts, cancellation fees, or renewal risk until age 65
“I loved the ease in getting through the process and explanation of benefits and getting a policy in place for my transition period that gives me peace of mind that I will have great coverage if needed.”
Joel M, Arkansas / Louisiana / Texas
Success Strategy Manager, Paper Mill
Truck Driver Gets Nationwide Coverage for $133 Less Per Month
$423
for high-deductible marketplace plan with no benefits until $9,000 spent
From
$290
including vision, nationwide PPO, and tax-deductible premiums
To
Kendall, a self-employed trucker, couldn’t risk being uninsured while crossing state lines. Marketplace plans were overpriced and unhelpful. We built him a custom private plan with full nationwide coverage, no referrals needed, and nearly zero out-of-pocket risk.
Cut monthly premium by $133 with stronger protection
Gained nationwide access with no referrals or networks to manage
Premium fully tax-deductible as a 1099 contractor
"After our first call, my schedule got a little crazy but I appreciate you keeping in touch because I needed the coverage."
Kendall Nelson, Georgia
Truck Driver / Self-Employed Transport Contractor
Meet Jack Beeker, Your Dedicated Healthcare Specialist
Jack Beeker is a licensed healthcare advisor who has helped hundreds of families, self-employed professionals, and COBRA escapees across the country secure smarter, more sustainable health coverage. In just two years, Jack has built a reputation for cutting through the noise and delivering niche, high-performance plans that actually make sense. He works especially well with people who work across state lines, run their own business, or are tired of inflated marketplace pricing.
While many agents push cookie-cutter policies, Jack focuses on precision-fit solutions that balance strong upfront benefits with long-term stability. His plans often include nationwide PPO access, low out-of-pocket costs for emergencies, and powerful features like guaranteed re-insurability until age 65 and unlimited annual and lifetime claims.
"There’s a reason it’s called COBRA coverage," Jack says. "My clients come to me when they realise they're paying more and getting less, and they’re ready for a plan that works for them, not against them."
Jack’s approach is refreshingly honest. If you’re not the right fit for his network of plans, he’ll tell you. And if you are in relatively good health, you may qualify for the kind of healthcare most people don’t even know exists.
Become Our Next Success Story
Your Future Self Will Thank You
Entrepreneur Protects Family & Business With Smarter Cover
$800
to join spouse’s plan with no added life insurance
From
$777
including dental, vision, life insurance, and tax benefits
To
Kelly was launching his own company and needed coverage that protected both his health and his family’s future. Rather than overpay to join his wife’s plan, we built him a bundled private policy with full PPO access, over $100k in life insurance, and lowered out-of-pocket expenses across the board.
Saved money while bundling medical, dental, vision & life insurance
Gained $100K+ in life insurance coverage and full PPO access for frequent travel
100% tax-deductible with guaranteed renewability to age 65
"Thanks for your patience with all of this Jack! Sometimes I need a kick in the ass to get things done so thanks for not letting me slip through the cracks.”
Kelly M., Texas
Franchise Owner – Equipment & Manufacturing Wholesaler
Caretaker Gets Covered & Protected Income for Less Than Marketplace
$325
state plan with high deductible and no income protection
From
$302
with PPO network, emergency protection, and income replacement
To
Angelica earned too much for subsidies and too little benefit from state plans. We designed a private policy that saved her money, added income protection, and gave her real security if she ever couldn’t work due to illness or injury.
Lower premium with stronger upfront benefits
Included income replacement and emergency protection
Nationwide PPO access and stable pricing to age 65
“Thank you so much Jack! I will definitely be sharing your information with my co-workers.”
Angelica H, Illinois
Nursing Home Caretaker
Young Family Saves $500+ Monthly While Planning Baby #2
$1,230
state plan for lower deductible and no flexibility on relocation
From
$468
including dental, vision, PPO access, and future maternity options
To
Ashok, his wife, and their newborn needed affordable, reliable coverage during a time of major life change. We secured a private plan with better protection and flexibility for their upcoming move, plus future options for growing their family.
Saved over $500/month versus marketplace options
Included dental, vision, and nationwide PPO
Future maternity plan identified for next stage of family growth
"You’ve been very helpful throughout this whole process. Thank you again, Jack."
Ashok S, Maryland & North Carolina
Tech Professional, Married with 1 Child
Ice Cream Shop Owner Cuts Family Premium By Over $11,000 per Year
$2,100
COBRA with limited term and no income protection
From
$1,161
including dental, vision, and life insurance with nationwide PPO coverage
To
Curtis left his corporate job to run his late friend’s ice cream shop full-time. State and COBRA options were outrageously priced. We built a plan that gave his family long-term protection, massive savings, and security if anything happened to him.
Saved $1,500–$2,000/month vs state and COBRA options
Gained dental, vision, income protection, and life insurance coverage
100% tax-deductible premium with guaranteed renewability
"I will definitely let a couple of people know how you helped us out. Thanks Jack!"
Curtis T, Miamisburg, Ohio
Owner, 3 Dips Ice Cream Shoppe
Custom Plan Saves Family Over $1,000/Month Without Sacrificing Care
$3,094
marketplace plan for entire family with no flexibility
From
$995
for wife and son + $971 for Peter (same doctors, same benefits)
To
Peter needed coverage for a pre-existing condition, but his healthy wife and son didn’t. We split their coverage strategically, securing affordable group rates for his family while keeping his preferred doctors. The result: over $1,000/month saved with no compromises.
Replaced $3,000+/mo family plan with a two-policy approach
Maintained full PPO coverage and doctor access
Completed enrolment while family was on vacation
"Thanks for working so diligently with us on all of this. You made the process quick, easy, and made sure we didn’t miss the enrollment deadlines even though we were on vacation."
Peter & Elizabeth F, Georgia
Family of Three – Tailored Coverage Strategy
Pizza Shop Owner Gets Predictable Coverage After Costly Marketplace Mistake
$900–$2,000
marketplace plan with hidden subsidy tax risk
From
$702
including PPO, dental, and stable pricing
To
Justin had left his private plan chasing cheaper premiums—only to get hit with a huge tax bill. We brought his family back under private coverage, saving them money while locking in predictable costs, better benefits, and tax-deductible peace of mind.
Saved $200–$1,500/month vs marketplace alternatives
Avoided surprise tax liability with fixed-rate private plan
Maintained current doctors and added dental coverage
"Thanks for helping us again with our coverage Jack!"
Justin P, Illinois
Pizza Parlor Owner – Family of Three
Do you qualify for these savings?
Before scheduling a call, here's what makes someone a great candidate for Elite Health Financial plans. If you see yourself in a few of these, there’s a strong chance we can help.
Great Fit:
You’re self-employed, on COBRA, or between jobs
You cross state lines or move often
You’re in good health and want strong coverage without overpaying
You’ve been frustrated by marketplace plans or employer options
You want nationwide PPO access, stable rates, and real protection
Not a Good Fit
Individuals currently on Medicaid or needing full-subsidy marketplace plans
People with serious or unmanaged health conditions seeking first-dollar coverage
Anyone unwilling to review alternative options or speak openly about health needs
Individuals who prefer to manage everything 100% online without guidance
Client Testimonials
"Thanks a lot, Jack, I really appreciate your help with all of this and wish we’d gotten together a lot sooner!"
Terrance A
"I loved the ease in getting through the process and explanation of benefits and getting a policy in place for my transition period that gives me peace of mind that I will have great coverage if needed."
Joel M
"After our first call, my schedule got a little crazy but I appreciate you keeping in touch because I needed the coverage."
Kendall Nelson
"Thanks for your patience with all of this Jack! Sometimes I need a kick in the ass to get things done so thanks for not letting me slip through the cracks."
Kelly M
"Thank you so much Jack! I will definitely be sharing your information with my co-workers."
Angelica H
"You’ve been very helpful throughout this whole process. Thank you again, Jack."#
Ashok S
"I will definitely let a couple of people know how you helped us out. Thanks Jack!"
Curtis T
"Thanks for working so diligently with us on all of this. You made the process quick, easy, and made sure we didn’t miss the enrollment deadlines even though we were on vacation."
Peter & Elizabeth F
"Thanks for helping us again with our coverage Jack!"
Justin P